Popularity of medical tourism has been growing for over a decade. It started with people who wanted to have cosmetic surgery abroad and were looking for lower prices and anonymity. Since that time, it has moved into the area that is not associated with cosmetic surgery anymore. Nowadays, patients from different parts of the world travel for orthopedic and heart surgery, dentistry, hernias, cataracts and almost any type of elective surgery there is.

India is by far the most popular destinations. Popularity of this destination is caused by its low-cost treatment. It is evaluated that costs of treatment in India are approximately one tenth of the price of identical procedures in the United States or Britain. Many of the doctors got their education or practiced in the West, therefore their skills and experience are as good as their in case of their western colleagues. People in many countries must wait a long period of time before they can undergo a surgery, so such countries have created links with India for fast treatments for their nationals. The Indian government has developed ideas such as a fast-track visa for foreign patients. However, there are also some strong competitors. For example, Thailand, the Philippines and Singapore have government-supported medical tourism programs.

The most important thing you should know if you want to spend a cheap holiday is to take advantage of whatever opportunities are there. That is the effective method to reduce your cost to travel. All right, but what does this mean in practice? Let’s consider the following example.

Try to examine a dozen possible destinations. Nowadays you can get all the necessary information through the web. Pick up six places that seem interesting to you. Next, visit one of the flight search sites and check the price of flights to each of these destinations. Make some research on the costs of hotels at each place as well. Armed with that information, choose the cheapest destination and start making plans.

Remember, the whole thing isn’t about going to places you don’t want to go. After all you picked up the six destinations that seemed like interesting places to visit. Now you are choosing one of them because at the moment it costs less. Making such savings may allow you to travel again to another place even sooner than expected. If you want to travel more (unless you’re lucky enough to have unlimited money for travel) you should seriously consider being opportunistic.

Travel insurance can shield you from considerable losses that can be caused a large number of factors, such as cancelled trips, lost baggage, medical emergencies, supplier defaults, as well as other unpredictable circumstances.

Who should buy travel insurance?

• Travelers that want to protect their holiday investment should consider buying travel insurance. If an sickness, accident or rapid change in plans makes you to cancel or forfeit your travel plans, you have to deal with two important financial losses - money you’ve invested in non-refundable prepayments, and medical expenses that aren’t covered by your health insurance.

How does trip cancellation coverage work?

It is designed to reimburse you for forfeited, non-refundable, unused payments or deposits when you are forced to cancel or interrupt your trip because of a variety of situations, involving but not limited to inclement weather, illness or other unforeseen events.

• Depending on your policy, it may also cover:
• •    Emergency medical expenses
• •    Transportation ordered by a doctor to the nearest proper medical facility
• •    Decent accommodations and travel expenses for travel delays
• •    Basic items you purchase if your baggage is delayed
• •    Lost or stolen luggage

How much does travel insurance cost?

• The price of travel insurance depends on the company and policy. The more money you have invested in your journey, the more is required to protect it. Travel insurance covers you for losses due to trip cancellation and interruption, medical expenses, baggage, trip and baggage delay. When you take all the protection you get into account, travel insurance is really a great asset.

Where do you buy travel insurance?

• Most travel agents provide travel insurance and many might even require customers that refuse to buy an insurance to sign a waiver form.

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